Swap NEAR to USDC

Exchange NEAR for USD Coin across chains — non-custodial, no account, no KYC, with a live all-in quote.

1 NEAR ≈ 1.9174 USDC$1.93 → $1.92 · Total cost 0.66% (service fee + network)

24h+0.64%
7d+1.99%
30d-11.21%

No wallet connect
Auto-refund
No KYC

Exchange & Swap

Private exchange

You send

You receive

0.00

Best rateNon-custodialNo KYCRefund to source

How NEAR → USDC is routed

From NEAR mainnet through solver matching to USD Coin — fully on-chain verifiable.

What is a NEAR-to-USDC cross-chain swap?

A NEAR-to-USDC swap converts NEAR into USD Coin across different blockchains in a single transaction — no manual bridging, no wrapped tokens, no centralized-exchange account. AllSwap is a non-custodial aggregator that routes across bridges and DEXs and settles USDC straight to the wallet address you choose.

How to swap or convert NEAR to USDC

Enter the amount and your USDC receiving address, and AllSwap returns a live, all-in quote. Send the exact NEAR to the one-time deposit address shown; your USDC arrives automatically, usually within minutes.

NEAR-to-USDC rate and fees

Every NEAR-to-USDC quote is all-in — the network cost and a small service fee are already included in the rate you see, with no hidden spread. Independent market-makers compete to fill your order, so the rate stays competitive across bridges and DEXs. USDC is a fully-reserved US-dollar stablecoin, so the NEAR-to-USDC rate stays close to $1 — your main cost is the network fee plus a small service fee.

How long does a NEAR-to-USDC swap take?

Most NEAR-to-USDC swaps settle in a few minutes. Timing depends on source-chain confirmations — the live quote shows a time estimate before you send, and your USDC is delivered automatically once NEAR is confirmed. NEAR confirms in seconds on NEAR, so USDC is normally released within about a minute.

Aggregator vs single bridge vs centralized exchange

Each row is a real trade-off — see why aggregation beats single-source routing and why non-custodial beats CEX custody.

AllSwap (aggregator)Single bridge / DEXCentralized exchange

Liquidity sourcingMultiple bridges + DEXs + competing market makers per quoteOnly the bridge's own liquidity poolOrder book on the exchange

Custody modelNon-custodial — funds in your wallet until on-chain settlementNon-custodial smart contractCustodial — exchange holds funds

KYC requiredNo KYC, no account, no emailNo KYC, but wallet connect requiredID, address proof, sometimes selfie

Chain coverage33 chains, 120+ assetsUsually 3-8 chains per bridgeLimited to listed pairs and supported networks

Spread transparencyAll-in quote shown before deposit — what you see is what you receiveSpread visible per bridge; cross-bridge comparison up to youSpread + withdrawal fee + network fee, often opaque

Failure handlingAuto-refund to origin address if path can't completeManual support ticket; refund policy variesCustomer support; KYC checks may delay refund

Comparison reflects typical industry behavior. For specific limits, fees, and security posture, see our risk disclosure.

NEAR-to-USDC swap FAQ

Is swapping NEAR to USDC safe?

AllSwap is non-custodial: your NEAR stays in your own wallet until you send it to a one-time deposit address. If a route cannot complete, your funds return to the source automatically.

Do I need an account or KYC to swap NEAR to USDC?

No — there is no sign-up, no account and no KYC. You swap NEAR to USDC straight from your own wallet and receive USDC at the address you provide.

Can the NEAR-to-USDC rate change after I get a quote?

Each quote is valid for a short window and shows the minimum USDC you will receive. Send within the window to lock that rate; if it expires, just request a fresh quote.

What's the minimum NEAR I can swap to USDC?

There's no universal floor — it depends on the active bridge route. The widget will show the exact minimum before you commit, and the API responds with the required amount if your input is below.

Why does the NEAR → USDC rate change between refreshes?

Solver bids, on-chain liquidity, and gas costs move continuously. Each quote in the widget locks for 30 minutes — you trade at the rate you saw at quote time, no slippage within the window.

Can I swap NEAR to USDC privately?

Yes — toggle privacy mode in the widget to route through a freshly-generated deposit address with no cross-linking to your other wallet activity.

Crypto prices move fast — every cross-chain swap settles at the live, all-in rate shown before you confirm. AllSwap is non-custodial and never holds your funds.